Used by 14,302 people paying down €38M
Know exactly when you'll be debt free.
A calm, motivating way to track every loan, credit card and BNPL — and watch your debt-free date come closer every month.
Free forever for 1 debt · €7/mo for unlimited · undebtor.com
Debt-free inOn track
Nov 2030
54 months from today · 4.5 months ahead of schedule
Student loan€12,400
Visa credit€3,200
Klarna BNPL€480
As featured in
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How it works
Three things no other app does.
01Nov 2030
A real date, not a guess
See the exact month you become debt free — based on your actual rates, payments and balances.
024.5 mo
Months slashed, not points
The Undebtor tracking system counts every euro of extra payment as time taken off your sentence. Watch it climb.
03Daily plan
A calm, daily plan
One small quest per day. No shame. No spreadsheets. Just measurable forward motion.
“I went from dreading my debt to checking Undebtor every morning. My date moved 11 months in a year.”
NK
Nadia K., 27
€21,300 paid off · debt free in 2027
Pick a date. Then beat it.
Start free. We'll show you your debt-free date in under two minutes.
Start free at undebtor.com